people at ForestFinance


for the environment, people & business

We preserve living space and create perspectives – since 1995

Our impact investments deserve their name.
We realise projects with our investors,
that protect the environment and climate.

We protect more than 2,000 hectares of natural forest in Panama, Peru, Colombia and Germany.

We provide secure income and fair working conditions for more than 250 people worldwide.

We have already paid out more than 11 million euros worth of harvests to our investors.




All our projects are certified according to strict standards and contribute to the achievement of the UN Sustainable Development Goals (SDGs).

We define sustainability as responsibility for future generations and assume this responsibility by acting on an ecological, social and economic level and by ...

... making an impact.

We protect the climate and the environment

We protect nature by preserving a total of more than 2,000 hectares of species-rich natural forests and by managing our forest, woodland and agricultural projects in an ecologically sustainable way. In ForestFinance mixed forests in Panama, various useful precious woods grow alongside native species on former fallow and pasture land. There, we have verifiably created habitat for 20 endangered animal species and eight threatened tree species.

With every newly planted tree, we protect the climate. Trees are natural CO2 absorbers, so-called carbon sinks. One hectare of our forest reserve in Panama stores around 188,600 kilograms of carbon.

We work for people

Fair working conditions, equal rights and sustainable development are our standard. With our projects, we create jobs in structurally weak regions. We have around 250 employees worldwide. Around 50 percent of our management positions are held by women.

Only together can we preserve forests and create new ones. Working together at eye level, free from any discrimination, is therefore a cornerstone of our corporate culture. We support people - whether in Germany, Panama, Peru, Colombia or Morocco - and offer further education and training, from literacy to digitalisation to children's rights.

We create true value

The ForestFinance Group has been providing alternative and sustainable investments for 25 years. With our investment offers for small and large budgets, we combine return and positive impact. With all our investments you invest in the sustainable production of natural raw materials (for example: precious woods, organic cocoa, organic almonds).

With the investment in a ForestFinance product, all costs for care, harvesting and marketing of the raw material are covered. A truly sustainable investment goes far beyond the goal of collecting returns for the investor: besides environmental and climate protection, it will also create fair jobs and improve living conditions on site. Because we value nature, we protect it and make its value visible.

Our contribution to climate protection

Tree species from A-Z: the ForestFinance tree encyclopaedia

What grows here - and above all how?
Get to know our forests and cultivated plants and learn interesting facts about
sustainable woods and fair fruits:

Certifications of our projects

EU-Bio-Siegel Zertifikat Peru

We manage our cocoa forests as well as our organic farming projects according to organic guidelines. To document and ensure controlled organic farming, all cocoa projects in Panama, four fincas in Peru and our date and almond project in Morocco now bear the EU organic seal.

Only products for which an approved inspection body has certified that they have been produced under organic guidelines may bear the organic seal. This means that they must meet strict conditions for production, processing, transport and storage.

During the first inspection, an auditor examines the farm. Thereafter, certified farms are inspected at least once a year, and about every fifth visit is unannounced.

More about the EU organic label


The FSC® seal of the non-profit organisation Forest Stewardship Council labels sustainable forestry and products made with wood from verified sustainable forestry.

An FSC® certificate is awarded by independent inspection bodies and organisations authorised by the FSC®. Annual inspections are carried out by independent auditors commissioned by FSC®.

All ForestFinance forests in Panama and Colombia meet the standards of certified sustainable forestry. The measures for the protection of biodiversity and the sustainable use of natural resources in ForestFinance projects go far beyond official standards, as does our social commitment.

For more information, click here!

Gold Standard Logo

The Gold Standard certification was developed under the leadership of the World Wide Fund for Nature (WWF) with environmental and development experts and scientists. It is the internationally strictest and most renowned climate protection standard, which is considered the quality standard for CO2 compensation projects.  

The standard is intended to ensure the social and ecological sustainability of a project as well as its climate and developmental impact.

ForestFinance was one of the first companies in the world whose forest and cocoa areas in Panama were awarded the Gold Standard for land use projects. We work according to the guidelines of sustainable forestry in all countries and have Gold Standard certification in Panama and Colombia.

462,625 tonnes of CO2 are bound in our forests in Panama alone and more than 28,000 tonnes of CO2 in Colombia. (As of 2018 - more certified tonnes of CO2 are added each year under normal circumstances).

More about the Gold Standard

On behalf of biodiversity.

Our work is closely intertwined with biodiversity conservation.
For this reason, we decided in 2010 to actively participate in the „Biodiversity in Good Company“ initiative. Together with companies from different sectors, we work on solutions and practical approaches to protect biodiversity in everyday business. In our Biodiversity Progress Reports, we report every two years on what we have been able to achieve for biodiversity protection.

Go to the Forest Finance Progress Reports




Our contribution to achieving the SDGs (UN Sustainable Development Goals)

Jobs and prospects against poverty

With our projects, we make an important contribution against poverty in rural, marginalised regions. We do this by working in close cooperation with the local population. This makes it possible to successfully implement forests and agroforestry systems in the long term and sustainably protect them for a long time. Our employees receive performance-related pay that is above the national minimum wage. Workshops and further training opportunities encourage the regional transfer of knowledge and agricultural success. Many of our employees own small plots of land on which they apply the knowledge they have gained about organic farming. This way, they achieve better harvests and contribute to environmental protection.



Fighting hunger with organic farming

At ForestFinance, we focus on environmental protection concepts that include people and open up food sources for them. To fight hunger, we need global food security, equitable access to food and the opportunity for everyone to cultivate land sustainably. That is why we stand for a healthy balance between people and nature, economy and ecology: in our cocoa forests in Panama our fine flavoured cocoa grows alongside banana plants and various tree species in an agroforest. A win-win-win situation: biodiversity benefits from diversity, our employees from the plantains, and our investors from the cocoa. In Morocco, we practice organic agriculture and grow olives, dates and almonds without using chemicals that pollute the soil and groundwater. In this way, we create healthy and nutritious food, especially for the regional market.

Health and well-being for ForestFinance employees and their families

Only motivated, satisfied employees do the kind of work that pays off for our clients. That is why we offer more than just a fair salary, which is far above the minimum wage in the project countries. Health checks, vaccinations and additional insurance coverage are just as much a part of a safe workplace for us. In family emergencies, we provide unbureaucratic help in the form of micro-loans. Our corporate principles reflect those of the International Labour Organization: we take a firm stand against child labour, protect our workers in the field with protective clothing and training in the safe use of machinery. Our certifications additionally ensure that we verifiably live up to our high standards.

High quality education and knowledge transfer

Whether in Germany or in the tropics, further training is part of the job for our employees - from literacy to computer courses. All forestry workers acquire expertise in the sustainable management of mixed forests, innovative forestry technologies and monitoring systems. This ensures a transfer and exchange of knowledge that is important for regional development. One example is our train-the-trainer programme on sustainable forestry, which ForestFinance has developed in Vietnam with the support of the German Federal Ministry for Economic Cooperation and Development and other partners. But we do not remain idle when it comes to environmental education either: tropical forest protection is only effective if the local population is involved. We are therefore involved with environmental education programmes at Panamanian schools and with a public forest nature trail in Las Lajas.

Gender equality at ForestFinance

We focus on equality and equal opportunities - when contributing ideas, qualifying and promoting our employees, we pay more attention to qualifications and fairness than to gender. This is also reflected in our statistics: more than 60 percent of our workforce is female, many of whom work in management positions.

Decent employment and economic growth

In rural regions in Morocco, Peru, Panama and Colombia, we create secure jobs with above-average working conditions. At the same time, we ensure economic growth in the region with our flagship projects. In Panama, for example, our team has succeeded in establishing the country as a location for fine cocoa. Our cocoa fincas in Panama are among the best practice examples of sustainable, environmentally and climate-friendly cocoa cultivation.

ForestFinance supports sustainable consumption and production

We guarantee all buyers: whether it be almonds from Morocco or cocoa from the fincas in Panama or Peru – everything is produced and processed fairly, in solidarity and in harmony with nature. With the establishment of our fincas for the organic production of food, our farming methods follow the guidelines of the EU organic seal. In Panama, all three cocoa fincas have been allowed to carry the EU organic label since the end of September 2022. In Peru, 90% of our fine cocoa is certified organic. In Morocco, the entire area of dates and almonds is certified organic. (As of 2022)

Climate protection measures

In order to be able to stop climate change, it is important to avoid new emissions where possible, to reduce current ones and to compensate for those already emitted! The greenhouse gas CO2 has a global effect. This means that it does not matter where on earth it was released into the atmosphere. Through a climate protection project on the other side of the globe, the greenhouse gases emitted can be offset and compensated. For example, with the Los Monos rainforest which binds as much CO2 on one hectare as an average person in Germany causes in 20 years. We know: we cannot achieve the climate goals by planting trees alone. We have to go further and remove carbon from the atmosphere in the long term. For example, with biochar (biocarbon).

Protect and sustainably use terrestrial ecosystems

In ForestFinance projects, we manage forests sustainably, combat desertification and stop soil degradation and biodiversity loss. More than 25 percent of our land is used exclusively for nature conservation. Existing natural forests within the fincas are preserved and protected. Together with the reforested fallow land, these nature conservation areas form vital stepping stone biotopes for many rare animal and plant species. In Colombia, we specifically plant acacias, which enrich the soil with nutrients and thus prepare it for later mixed forest planting. With our organic farming projects in Morocco, we contribute to desert greening and create important new ecosystems.

EULA follow-up